Unlock your property’s value with flexible funding options
Loan Against Property
How we can help
Focus on your goals—we’ll handle the finances with our hassle-free property loan solutions.
End-to-end cycle.
Need quick funds? Our Loan Against Property offers high-value funding with minimal paperwork and quick approval. Whether for business or personal needs, enjoy smooth disbursal directly to your bank account.
High Loan Amount
Get access to substantial funds by leveraging your residential or commercial property value.
Flexible Repayment
Choose convenient EMIs and tenures tailored to your financial comfort and repayment capacity.
Quick Disbursal
Enjoy fast processing and disbursal with minimal paperwork and a smooth digital application process.
eligibility criteria
To qualify for a Loan Against Property, you must meet the following basic criteria.
- Salaried: 21 to 60 years
- Self-Employed: 25 to 65 years
- Salaried individuals working with private or government organisations
- Self-employed professionals or business owners
- Must own a residential, commercial, or industrial property
- Property should be free from legal disputes and clearly titled
- Credit Score: Ideally 700 or above for smooth approval
- Salaried: Minimum 1 year with current employer
- Self-employed: Minimum 3 years of business continuity
- Property Location & Condition: Should be in a lender-approved city and in good condition
Documents Required
Only a few basic documents are needed for a smooth and hassle-free Loan Against Property process.
- Identity Proof (Any one): Aadhaar Card/Voter ID/Passport/Driving License
- Address Proof (Any one): Aadhaar Card/Utility Bill (Electricity/Water)/Passport/Rent Agreement (if applicable)
- For Salaried Individuals: Last 3–6 months’ salary slips/Latest Form 16/Bank statements for the last 6 months
- For Self-Employed Individuals: Income Tax Returns for the last 2–3 years/Profit & Loss Statement/Business registration proof/Bank statements for the last 6–12 months
- Property Documents: Registered Sale Deed / Title Deed/Approved Building Plan/Property Tax ReceiptsEncumbrance Certificate (if applicable)/Occupancy Certificate (for constructed property)
- Passport-size photographs
- Loan application form with signature
- Existing loan details (if any)